Terms of service.

Premium Choice Financial Privacy Notice

By using this website, you automatically agree to the terms and conditions expressed here. Please take a moment to review them. If you do not agree, we kindly ask that you refrain from using our website. However, for those who continue to use our site, we hope you find it to be a helpful and informative resource.

We reserve the right to make any modifications to our website that we deem necessary at any time. Your continued use of our site indicates that you accept any changes made.

Premium Choice Financial uses multiple brokers throughout the nation. We help you find the right loan for your current situation by providing multiple options from several trusted lenders. Annual Percentage Rates (APRs) through Premium Choice Financial range from 5.49% APR (AA) to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy applicants. The minimum loan amount is $5,000.00 and the maximum is $100,000.00.

Eligibility is not guaranteed and is subject to several conditions, including but not limited to:
(a) continued qualification for this prescreened offer;
(b) your credit report, application, and credit history meeting our pre-established criteria;
(c) your monthly loan-to-income ratio (total monthly loan payment divided by monthly gross income) not exceeding 50%; and
(d) proof of employment for at least one (1) year.

A pre-selected offer does not guarantee loan approval. While you may have initially met certain creditworthiness criteria, offers may still be denied due to changes in your credit history, income verification, or other factors. Once your application is submitted with all required documents, we will review your information and determine your final eligibility.

Interest Rates / APR for Loans:
Interest rates are determined based on your credit score, credit history, income, loan amount, and loan term. Every applicant’s financial situation is unique. Once we receive your full application, we’ll be able to identify the best available solutions tailored to your needs.

Use of Third-Party Advertisers and Opt-Out
We use third-party advertising companies to display ads when you visit our website. These companies may use non-personally identifiable information (not including your name, address, email address, or phone number) about your visits to this and other websites in order to serve you ads about goods and services that may be of interest to you. If you would like more information about this practice and to learn about your choices for opting out, [click here].

Have additional questions?
Give us a call or send us an email at: info@premiumchoicefinancial.com